Published April 28, 2025

How Inflation Can Benefit Homeowners

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Written by Lisa Ike

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How Inflation Can Benefit Homeowners

  1. Home Values Tend to Rise

    • Inflation pushes up prices across the economy, including housing.

    • Your home may appreciate in value, helping you build equity over time.

  2. Fixed-Rate Mortgages Become More Advantageous

    • If you have a fixed-rate mortgage, your monthly payment stays the same.

    • As wages and prices rise with inflation, that payment feels cheaper in real terms.

    • Over time, you're effectively repaying your loan with less valuable dollars.

  3. Equity Growth Can Outpace Inflation

    • Rising home prices increase your home equity.

    • If inflation is moderate and your home appreciates faster, you're gaining real wealth.


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